PLI Bonus Rate Year Wise (History) | PLI Bonus rate 2022-23 (Calculator)

Do you want to know PLI RPLI Bonus History and PLI Bonus rate year wise? What is PLI Bonus rate 2022-23? How much bonus was distributed by the Postal Life insurance and Rural Postal Life Insurance in the last years? Today I am going to share a history of PLI bonus and RPLI Bonus History in detail. PLI Bonus rate 2022-23 is also discussed here. 

PLI Bonus Rate 2022-2023 (Calculator)

The Postal Directorate has been issued an order for the latest PLI Bonus Rate 2022-23. You can see it below. As per this order, PLI bonus rate for 2022-2023 is as under- 

MINISTRY OF COMMUNICATIONS

(Department Of Posts)

(DIRECTORATE OF POSTAL LIFE INSURANCE)

NOTIFICATION

New Delhi, the 14th January 2022

F. No. 04-01/2019-LI: —In exercise of powers conferred vide Rule 3 of Post Office Life Insurance Rules (2011) and on the basis of Actuarial Valuation of the assets and habilities of Post Office Life Insurance Fund (POLIF) as on 31.03.2021, the Director-General (Posts) is pleased to declare a simple Reversionary Bonus on the Postal Life Insurance Policies on their becoming claims. due to death or maturity at the following rates:-

PLI Bonus Calculator 2022-23

• Whole Life Assurance (WLA)- Rs. 76/- per thousand of sum assured
• Endowment Assurance (EA) (including Joint life & children policies)- Rs. 52/- per thousand of sum assured
• Anticipated Endowment Assurance (AEA)- Rs. 48/- per thousand of sum assured
• Convertible Whole Life Policies (CWA)- Whole Life bonus rate would be applicable, but on conversion, Endowment Assurance bonus rate will be applicable
• Terminal Bonus- Rs. 20/- per sum assured of Rs. 10,000/- subject to maximum of Rs. 1000 for Whole life assurance and Endowment assurance policies with terms of 20 years of more.

The rates of PLI (Postal Life Insurance) Bonus mentioned above for the Financial Year 2022-23 will be applicable from 01.04.2022. Interim Bonus at the rates mentioned above will also be payable for all claims arising due to maturity or death until future valuation is completed. The amount of Bonus involving a fraction of 50 paisa or more shall be rounded off to the next higher Rupee and fraction below 50 paisa shall be ignored.

Anju Nigam

Chief General Manager (PLI)

PLI Bonus Rate Year Wise (from 2016 to 2023)

Do you know what is the PLI bonus rate in the years 2016, 2017, 2018, 2019, 2020, 2021, and 2022? If you want to know PLI Bonus rate year-wise (PLI Bonus History) then check here year-wise PLI bonus rate.

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PLI Bonus Rate in 2016-2017

PLI Bonus rate in FY 2016-2017
Whole Life Insurance (WLA)	Rs. 85/- per thousand of sum assured
Endowment Assurance (EA) (including Joint and Children policies)	Rs. 58/- per thousand of sum assured
Anticipated Endowment Assurance (AEA)	Rs. 53/- per thousand of sum assured
Convertible Whole Life Policies (CWA)	Whole life bonus rate would be applicable, but on conversion, Endowment Assurance bonus rate will be applicable
Terminal Bonus	Rs. 20/- per thousand of 10000/- subject to maximum of Rs. 1000 for Whole Life Assurance and Endowment assurance policies with term of 20 years or more.

PLI Bonus Rate in 2017-2018

PLI Bonus rate in FY 2017-2018
Whole Life Insurance (WLA)	Rs. 85/- per thousand of sum assured
Endowment Assurance (EA) (including Joint and Children policies)	Rs. 58/- per thousand of sum assured
Anticipated Endowment Assurance (AEA)	Rs. 53/- per thousand of sum assured
Convertible Whole Life Policies (CWA)	Whole life bonus rate would be applicable, but on conversion, Endowment Assurance bonus rate will be applicable
Terminal Bonus	Rs. 20/- per thousand of 10000/- subject to maximum of Rs. 1000 for Whole Life Assurance and Endowment assurance policies with term of 20 years or more.

PLI Bonus Rate in 2018-2019

PLI Bonus rate in FY 2018-2019
Whole Life Insurance (WLA)	Rs. 85/- per thousand of sum assured
Endowment Assurance (EA) (including Joint and Children policies)	Rs. 58/- per thousand of sum assured
Anticipated Endowment Assurance (AEA)	Rs. 53/- per thousand of sum assured
Convertible Whole Life Policies (CWA)	Whole life bonus rate would be applicable, but on conversion, Endowment Assurance bonus rate will be applicable
Terminal Bonus	Rs. 20/- per thousand of 10000/- subject to maximum of Rs. 1000 for Whole Life Assurance and Endowment assurance policies with term of 20 years or more.

PLI Bonus Rate in 2019-2020

PLI Bonus rate in FY 2019-2020
Whole Life Insurance (WLA)	Rs. 85/- per thousand of sum assured
Endowment Assurance (EA) (including Joint and Children policies)	Rs. 58/- per thousand of sum assured
Anticipated Endowment Assurance (AEA)	Rs. 53/- per thousand of sum assured
Convertible Whole Life Policies (CWA)	Whole life bonus rate would be applicable, but on conversion, Endowment Assurance bonus rate will be applicable
Terminal Bonus	Rs. 20/- per thousand of 10000/- subject to maximum of Rs. 1000 for Whole Life Assurance and Endowment assurance policies with term of 20 years or more.

PLI Bonus Rate in 2020-2021

PLI Bonus rate in FY 2020-2021
Whole Life Insurance (WLA)	Rs. 85/- per thousand of sum assured
Endowment Assurance (EA) (including Joint and Children policies)	Rs. 58/- per thousand of sum assured
Anticipated Endowment Assurance (AEA)	Rs. 53/- per thousand of sum assured
Convertible Whole Life Policies (CWA)	Whole life bonus rate would be applicable, but on conversion, Endowment Assurance bonus rate will be applicable
Terminal Bonus	Rs. 20/- per thousand of 10000/- subject to maximum of Rs. 1000 for Whole Life Assurance and Endowment assurance policies with term of 20 years or more.

PLI Bonus Rate in 2021-2022

• 01. Whole Life Assurance (WLA) - Rs. 76/- per thousand of sum assured
• 02. Endowment Assurance (EA) (including Joint life & children policies) - Rs. 52/- per thousand of sum assured
• 03. Anticipated Endowment Assurance (AEA) - Rs. 48/- per thousand of sum assured
• 04. Convertible Whole Life Policies (CWA) - Whole Life bonus rate would be applicable, but on conversion, Endowment Assurance bonus rate will be applicable.
• 05. Terminal Bonus -  Rs. 20/- per sum assured of Rs. 10,000/- subject to a maximum of Rs. 1000 for Whole life assurance and Endowment assurance policies with a term of 20 years or more.

Click here for more info.

PLI Bonus Rate in 2022-2023

PLI Bonus rate in FY 2022-2023
Whole Life Insurance (WLA)	Rs. 76/- per thousand of sum assured
Endowment Assurance (EA) (including Joint and Children policies)	Rs. 52/- per thousand of sum assured
Anticipated Endowment Assurance (AEA)	Rs. 48/- per thousand of sum assured
Convertible Whole Life Policies (CWA)	Whole life bonus rate would be applicable, but on conversion, Endowment Assurance bonus rate will be applicable
Terminal Bonus	Rs. 20/- per thousand of 10000/- subject to maximum of Rs. 1000 for Whole Life Assurance and Endowment assurance policies with term of 20 years or more.

PLI Bonus Rate 2023-24

Postal Life Insurance (PLI) Bonus History 

PLI was introduced on 1st February 1884. At present, Rs. 50 lakh is the upper limit of PLI. This means you can get a PLI policy up t  Rs. 50 lakh. This product of the Department of Posts is also popular for investment money for the future because PLI gives high bouns to other life insurance companies. 

Friends, here I am sharing the list PLI bonus history of various plans of PLI (Postal Life Insurance).

• PLI-Anticipated Endowment Assurance (AEA)- Click here to see the PLI bonus history
• PLI-Convertible Whole Life Assurance (CWLA)- Click here to see the PLI bonus history
• PLI-Endowment Assurance (EA)- Click here to see the PLI bonus history
• PLI-Whole Life Assurance (WLA)- Click here to see the PLI bonus history
• PLI-Joint Life Assurance (Yugal Suraksha)- Click here to see the PLI bonus history
• PLI-Children Policy(CP)- Click here to see the PLI bonus history

Rural Postal Life Insurance (RPLI) Bonus history

RPLI was introduced on 24.03.1995. The main objective RPLI scheme is to provide insurance in the rural areas of India. It covers to spread awareness regarding insurance among people who are living in rural areas. It gives benefits to weaker sections of people and women workers in rural areas.

Here I am sharing the list of RPLI bonus history of various plans of RPLI (Rural Postal Life Insurance).

• RPLI-Anticipated Endowment Assurance (AEA)- Click here to see the RPLI bonus history
• RPLI-Convertible Whole Life Assurance (CWLA)- Click here to see the RPLI bonus history
• RPLI-Endowment Assurance (EA)- Click here to see the RPLI bonus history
• RPLI-Whole Life Assurance (WLA)- Click here to see the RPLI bonus history
• RPLI-10 Year RPLI (Gram Priya)- Click here to see the RPLI bonus history
• RPLI-Children Policy(CP)- Click here to see the bonus RPLI history

End Thought

Today I told you about PLI bonus rate year-wise. I also shared PLI bonus rate 2022-23 and PLI bonus rate calculator 2022-2023. I think you are now aware of what is PLI RPLI bonus rates and how it is calculated. If you have any queries on it then you can comment on it. We will provide you the right answer.