PLI Bonus Rate 2023-24 in detail
- Whole Life Assurance (WLA) - Rs. 76/- per thousand of sum assured
- Endowment Assurance (EA) (including Joint life & children policies) - Rs. 52/- per thousand of sum assured
- Anticipated Endowment Assurance (AEA) - Rs. 48/- per thousand of sum assured
- Convertible Whole Life Policies (CWA) - Whole Life bonus rate would be applicable, but on conversion, Endowment Assurance bonus rate will be applicable.
- Terminal Bonus - Rs. 20/- per sum assured of Rs. 10,000/- subject to a maximum of Rs. 1000 for Whole life assurance and Endowment assurance policies with a term of 20 years or more.
Latest PLI Bonus Interest rates 2023-24 chart and table
Name of PLI Policy |
Bonus Rate for the year 2023-24 |
Whole Life Assurance (WLA) PLI Policy |
Rs. 76/- per thousand of sum assured |
Endowment Assurance (EA) |
52/- per thousand of sum assured |
Anticipated Endowment Assurance (AEA) |
Rs. 48/- per thousand of sum assured |
Convertible Whole Life Assurance (CWLA) |
Whole Life bonus rate would be applicable, but on conversion, Endowment Assurance bonus rate will be applicable |
Terminal Bonus |
Rs. 20/- per sum assured of Rs. 10,000/- subject to maximum of Rs. 1000 for Whole life Assurance and Endowment Assurance policies with term of 20 years |
Postal Life Insurance Bonus rates 2023-24 PDF
PLI Bonus History till today
PLI Bonus rate in FY 2016-2017 | |
Whole Life Insurance (WLA) | Rs. 85/- per thousand of sum assured |
Endowment Assurance (EA) (including Joint and Children policies) | Rs. 58/- per thousand of sum assured |
Anticipated Endowment Assurance (AEA) | Rs. 53/- per thousand of sum assured |
Convertible Whole Life Policies (CWA) | Whole life bonus rate would be applicable, but on conversion, Endowment Assurance bonus rate will be applicable |
Terminal Bonus | Rs. 20/- per thousand of 10000/- subject to maximum of Rs. 1000 for Whole Life Assurance and Endowment assurance policies with term of 20 years or more. |
PLI Bonus rate in FY 2017-2018 | |
Whole Life Insurance (WLA) | Rs. 85/- per thousand of sum assured |
Endowment Assurance (EA) (including Joint and Children policies) | Rs. 58/- per thousand of sum assured |
Anticipated Endowment Assurance (AEA) | Rs. 53/- per thousand of sum assured |
Convertible Whole Life Policies (CWA) | Whole life bonus rate would be applicable, but on conversion, Endowment Assurance bonus rate will be applicable |
Terminal Bonus | Rs. 20/- per thousand of 10000/- subject to maximum of Rs. 1000 for Whole Life Assurance and Endowment assurance policies with term of 20 years or more. |
PLI Bonus rate in FY 2018-2019 | |
Whole Life Insurance (WLA) | Rs. 85/- per thousand of sum assured |
Endowment Assurance (EA) (including Joint and Children policies) | Rs. 58/- per thousand of sum assured |
Anticipated Endowment Assurance (AEA) | Rs. 53/- per thousand of sum assured |
Convertible Whole Life Policies (CWA) | Whole life bonus rate would be applicable, but on conversion, Endowment Assurance bonus rate will be applicable |
Terminal Bonus | Rs. 20/- per thousand of 10000/- subject to maximum of Rs. 1000 for Whole Life Assurance and Endowment assurance policies with term of 20 years or more. |
PLI Bonus rate in FY 2019-2020 | |
Whole Life Insurance (WLA) | Rs. 85/- per thousand of sum assured |
Endowment Assurance (EA) (including Joint and Children policies) | Rs. 58/- per thousand of sum assured |
Anticipated Endowment Assurance (AEA) | Rs. 53/- per thousand of sum assured |
Convertible Whole Life Policies (CWA) | Whole life bonus rate would be applicable, but on conversion, Endowment Assurance bonus rate will be applicable |
Terminal Bonus | Rs. 20/- per thousand of 10000/- subject to maximum of Rs. 1000 for Whole Life Assurance and Endowment assurance policies with term of 20 years or more. |
PLI Bonus rate in FY 2020-2021 | |
Whole Life Insurance (WLA) | Rs. 85/- per thousand of sum assured |
Endowment Assurance (EA) (including Joint and Children policies) | Rs. 58/- per thousand of sum assured |
Anticipated Endowment Assurance (AEA) | Rs. 53/- per thousand of sum assured |
Convertible Whole Life Policies (CWA) | Whole life bonus rate would be applicable, but on conversion, Endowment Assurance bonus rate will be applicable |
Terminal Bonus | Rs. 20/- per thousand of 10000/- subject to maximum of Rs. 1000 for Whole Life Assurance and Endowment assurance policies with term of 20 years or more. |
PLI Bonus rate in FY 2022-2023 | |
Whole Life Insurance (WLA) | Rs. 76/- per thousand of sum assured |
Endowment Assurance (EA) (including Joint and Children policies) | Rs. 52/- per thousand of sum assured |
Anticipated Endowment Assurance (AEA) | Rs. 48/- per thousand of sum assured |
Convertible Whole Life Policies (CWA) | Whole life bonus rate would be applicable, but on conversion, Endowment Assurance bonus rate will be applicable |
Terminal Bonus | Rs. 20/- per thousand of 10000/- subject to maximum of Rs. 1000 for Whole Life Assurance and Endowment assurance policies with term of 20 years or more. |
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