Transfer money from Credit Card to Bank Account without Charges (Hidden Method)

Transfer money from Credit Card to Bank Account without charges, Money transfer from credit card to bank account free

Today almost everyone has a credit card and they want to know how to transfer money from credit card to bank account.

Although you will find many videos on YouTube regarding transferring money from credit card to bank account, the correct and working way to transfer money from credit card to bank account without charges has not been told.

After deep research, I have found a great way to transfer money from credit card to bank account without charges. I myself have also transferred money from my credit card to my bank account using this method.

Therefore, you can also use this method to transfer money from your credit card to your bank account without any charges.


How to transfer money from Credit Card to Bank Account without charges

To transfer money from credit card to bank account without charges, you will have to use a third-party mobile application. There is no need to panic, this application is a very famous application that is being used by many people in India.

The name of this application is Paytm Business. With the help of Paytm Business application, money can be transferred from credit card to bank account without any charges.

But there is a maximum limit to transfer money from credit card to bank account for free from Paytm Business and this limit is up to 4000/-.

It means you can transfer up to four thousand rupees from your credit card to your bank account without paying any fee through this trick.


how to transfer money from Credit Card to Bank Account without charges


If you want to transfer more than 4000/- rupees from your credit card to your bank account, you will have to pay a charge.

It is absolutely not possible that money can be transferred from credit card to bank account without paying any charges. This is the eternal truth.

The reason I say this is because money can be transferred from credit card to bank account by making rent payments only. There is no other way to transfer money from credit card to bank account other than rent payment.  

Now banks have also started charging around 1% on credit card rent payments. (A list of charges on rent payments is pasted below.) Similarly, Apps which is used for rent payment through credit card are also charging 1 to 2 percent charges from customers. 

Thus, the charges for transferring money from credit card to bank account are between 3-4%.

However, there are many videos available on YouTube to transfer money from credit card to bank account, in which YouTubers talk about how to transfer money from credit card to bank account without any charges.

We are being fooled by these YouTube videos because in there is no way to transfer money from credit card to bank account without paying any charges.

In this post, I have also told you a trick to transfer money from credit card to bank account for free. But up to Rs.4000/- money can be transferred from credit card to bank account with this trick.

If you transfer more than 4000/- from credit card to bank account then this trick will not work and you will have to pay the charge.


Trick for transferring money from Credit Card to Bank account without charges (limited upto 4000/-) 


The process of trick how to transfer money from credit card to bank account without charges is explained below. 

Requirement- For this trick, you need to have a Paytm business account and a normal Paytm account. 

  • First of all, go to 'Request Money' option in Paytm business account and generate a link for a request of Rs 4000/-.
  • Open this link in Chrome browser and log in with your Simple Paytm account. (Here you can also log in from your friend's Paytm account.)
  • While login, an OTP will receive on the registered mobile number.
  • Enter the OTP and click on verify button.
  • You will get an option to pay this Rs.4000/- by credit card.
  • Now, pay it by entering your credit card details.
  • After the payment is successful, Rs 4000 /- will be credited to the Paytm Business account without any charges.
  • Now you can transfer this Rs.4000/- to your bank account through the settlement option in your Paytm Business Account.
  •  In this way Rs 4000 /- can be transferred from credit card to bank account without any charge.


If you do not understand the steps given above, then you can watch these steps in the video given below and transfer Rs 4000 / – from your credit card to your bank account without any charges today.



Read Also-

How to transfer money from paytm Fuel wallet to bank account?

How to transfer money from bank to post office account online?

How to transfer money from AJIO wallet to bank account?


FAQs

Question 01- Is it chargeable to transfer money from credit card to bank account?

Answer- Yes.


Question 02- How to take money from credit card without charges in 2023?

Answer- Follow the procedure explained above and transfer money up to 4000/- rupees your credit card to your bank account without charges. 


Question 03- How can I withdraw money from my credit card without fees ?

Answer- It is not possible to withdraw money from your credit card without fees because every bank charges 1-2% for rent payments through credit card. As we know rent payment is the method to transfer money from credit card to bank account.

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