Post Office Interest Rate October 2022 to December 2022

People love to invest their money in post office schemes. It is good news for all post office customers that the Government of India increased Post Office Interest rate in October 2022.


What is the new post office Interest Rate from October 2022 to December 2022?

If you want to know about the new interest rates of post office scheme 2022 then you have to read this post up to the End. Here I provided New Post Office Interest Rate Table 2022 (October to December).


Post Office Interest Rate October 2022 to December 2022

I want to tell you that interest rates on post office savings schemes are variable from one quarter to another quarter. 

Recently, the government of India issued an order regarding post office interest rates from October 2022 to December 2022.

As per the above order, new Post office interest rates from October to December 2022 are as under-

01. Post Office Savings Bank Account Interest Rates

Post Office offers to open a savings bank account. People can open a savings bank account in any post office like bank accounts. 

Post Office Savings Bank account interest rate from October to December 2022 is 4 % per annum.


02. Post Office Fixed Deposit (FD) Interest Rates

You already heard about Fixed deposits also known as FDs. These FDs are known as Time deposits in the postal department.

So, FD and TD accounts are the same. 

Post Office provides 4 types of Fixed Deposit (FD) accounts on the basis of the length of investments. 

If money is deposited for one year in an FD account then it is known as 1 year Time Deposit. 

Similarly, if money is deposited for two, three, and five years in FD accounts then it is known as 2 years Time Deposit, 3-year time deposit, and 5-year time deposit respectively.

Post Office FD interest rate from October to December 2022 is as under-
  • 1 Year Post Office FD account interest rate- 5.5%
  • 2 Year Post Office FD account interest rate- 5.7%
  • 3 Year Post Office FD account interest rate- 5.8%
  • 5 Year Post Office FD account interest rate- 6.7%

Interest will be calculated on a quarterly basis in Post Office Fixed Deposit Accounts. 

03. Post Office Recurring Deposit (RD) interest rates

RD is one of the most famous post office savings schemes in India. 

Many People love to invest in the Post Office RD scheme because a fixed amount will be deposited every month for up to 5 years. 

It is good news that now RD account can also be opened online at the post office. 

If you want to know more about the RD scheme then read Post Office RD scheme 2022 from here.

Post Office RD interest rate from October to December 2022 is 5.8 % per annum.

04. Post Office Senior Citizen Savings Scheme (SCSS) interest rates

The senior Citizen Saving scheme is a much better scheme for senior citizen people. People who are more than 60 years old can open an SCSS account in a post office.

Post Office SCSS interest rate from October to December 2022 is 7.6 % per annum.

05. Post Office National Savings Certificate (NSC) interest rates

The full form of NSC is National Savings Certificate. 

NSC can also be purchased at the post office for a specific time. 

Post Office NSC interest rate from October to December 2022 is 6.8 % per annum.

06. Post Office PPF interest rates

The full form of PPF is Public Provident Fund. 
 
It is good news that now the PPF account can also be opened online at the post office. Read How to open a PPF account online in post office from here.

Post Office PPF interest rate from October to December 2022 is 7.1 % per annum.

07. Post Office Kisan Vikas Patra (KVP) interest rates

The full form of KVP is Kisan Vikas Patra. 

Kisan Vikas Patra Post office scheme is also known as Dhansu Scheme of Post office and Double the money scheme because it doubles your money into 123 months.


Post Office PPF interest rate from October to December 2022 is 7.1 % per annum.

04. Post Office Sukanya Samriddhi Scheme interest rates

Sukanya Samriddhi Post Office scheme is one of the most popular post office schemes in India for a girl. 

Post Office Sukanya's interest rate from October to December 2022 is 7.6 % per annum.

New Post Office Interest Rate Table 2022 (October to December)



New Post Office Interest Rate Table 2022 (October to December)

Name of Post Office Scheme

Interest Rate from October 2022 to December 2022

Post Office Savings Bank Account (SB Account)

4%

1 Year Fixed Deposit (Time Deposit)

5.5%

2 Year Fixed Deposit (Time Deposit)

5.7%

3-Year Fixed Deposit (Time Deposit)

5.8%

5 Year Fixed Deposit (Time Deposit)

6.7%

Recurring Deposit (RD) 5 Year

5.8%

Senior Citizen Savings Scheme (SCSS)

7.6%

Monthly Income Account Scheme (MIS)

6.7%

National Savings Certificate (NSC)

6.8%

Public Provident Fund Scheme (PPF Account)

7.1%

Kisan Vikas Patra (KVP) (123 months)

7.0%

Sukanya Samriddhi Account scheme (Sukanya Account)

7.6%


Template of Post Office Interest Rate from 01 October to 31 December 2022

Post Office Interest Rate October 2022 to December 2022

My thought

After a long time, the Government of India increased little interest rates in the post office savings schemes.

I already explained Post Office Interest Rate from October 2022 to December 2022 and New Post Office Interest Rate Table 2022 (October to December) in this post.

As per your requirement, you must have to invest in a specific post office savings scheme to get more interest in 2022.

Visit inindiapost for the latest information related to Post office.

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