how to use IPPB Mobile Banking and other services of India Post Payments Bank

how to use IPPB Mobile Banking of India Post Payments Bank

IPPB (India Post Payments Bank) was launched by prime minister Mr. Narendra Modi across the nation in 2018. 

India Post Payments Bank is a payments bank that is working under the Department of Post with 100% Government of India equity. IPPB offers a savings account and current account for the public.

The savings account in IPPB has three types of accounts. Regular, Digital, and Basic. Saving Bank Account of IPPB has the maximum balance limit of up to one lakh.

India Post Payments Bank also offers to use its IPPB mobile banking for all the above account types. The bank has an APK to use of IPPB mobile banking. It is one of the best services of IPPB.

Overview of IPPB Mobile Banking of India Post Payments Bank

The service provided by India Post Payments Bank is called IPPB Mobile Banking. Customers can avail of this service after the opening of savings account or current account in India Post Payments Bank. The purpose of IPPB Mobile banking is to serve in rural areas and also help people with the importance of saving.

It is a simple and effective mobile banking for customers. Everyone can use it by downloading the APK file of IPPB Mobile Banking application from Google Play Store for Android and IOS.

You can use all the facilities of IPPB through this single app. No need to visit the IPPB branch to deposit or withdrawal your money. 

Do you have IPPB zero balance savings account to avail IPPB Mobile Banking?

IPPB offers to open a savings account with zero balance. There is two ways to open your IPPB savings account. You can use its mobile banking after the opening of an account in IPPB.

  • 01. Through Online
  • 02. Through Offline 

1. Through Online: - You should visit the IPPB official website. fill a form and submit it. 
You can also open an account online with the help of the IPPB Mobile banking app.

2. Through Offline: - You should visit the nearest post office along with Aadhar card (as a KYC document)

Application for the use of IPPB Mobile Banking service

The bank has been developed a mobile application for public use of IPPB Mobile Banking service. It is available for Android and IOS.

Click here to download the IPPB Mobile Banking app for Android

Click here to download the IPPB Mobile Banking app for IOS

Features of the IPPB Mobile Banking Application

The interface of this application is simple and easy to use so every person can use application. IPPB Mobile Banking application many features which are explained below-

  • Account balance inquiry: You can check the balance of your IPPB account.
  • Request for a statement of your account: You can send a request for the required statement.
  • Transfer money or fund transfer: within the bank and to other banks also.
  • Bill Payment: You can pay all types of bills like electricity bills, water bills, mobile recharge, gas bill, tc.
  • Sweep In or Out: You can manage money with the linked POSB account by sweep-in and sweep-out option.
  • Deposit in other schemes: You can also transfer the ired amount in your PPF Account, Sukanya Account and RD account also through this application,

IPPB Customer Care details

IPPB bank has provided customer care service also. For any query, you can contact the IPPB customer care toll-free number. It is available from 06 am to 10 pm.

IPPB mobile banking customer care number: 155299

You can register a request or complaint about any problem to this customer care number

Some other service provided by India Post Payments Bank

Apart from IPPB Mobile Banking service, IPPB has also provided some other services.

01. Doorstep Moblie Banking
02. SMS Banking
03. Missed Call Banking
04. Phone Banking
05. QR Card
06. IPPB and POSB account linking

01. Doorstep Mobile Banking:

IPPB banks give you to avail of banking facilities at your home also. This type of service called Doorstep Mobile Banking. ou can open a bank account, transfer money, deposit and withdrawal cash, service under AePS, third party service ( Insurance, loans, investments, mini statement), and much more with the IPPB Doorstep banking services.

How to use Doorstep mobile banking of IPPB

You can call IPPB customer care @ 155299 and book your appointment. You will get a confirmation SMS after appointment booking. A GDS postal employee will be visited shortly at your home. After providing an account number or QR card to the GDS, you can enjoy the doorstep banking service.

02. SMS Banking: 

IPPB provides an SMS facility for all IPPB customers. They can access their IPPB account details on their mobile phone by sending a simple SMS to 7738062873.
This SMS banking compatible with all handset mobile. There is no requirement for the internet. It is also accessible anywhere with 24x7 hrs.

How to use SMS Banking service of IPPB

You can avail of Banking service with simple two steps.
01. Registration: First of all, you should register your mobile number with the IPPB account. Just send an SMS to 7738062873 with keyword 'REGISTER."

02. Avail SMS Baking: You can avail of SMS banking by sending simple to 7738062873.

For Balance inquiry: Send "BAL" to 7738062873.
For Mini Statement: Send "MINI" to 7738062873. 

03 Missed Call Banking

IPPB bank also provides Missed Call Banking to its customers. This service also compatible with all mobile handset, not a requirement of the internet. Missed Call Banking is accessible anywhere with 24x7 hrs.

How to use Missed Call Banking service of IPPB

This service can also be availed with two simple steps.
01. Registration: You should register your mobile with the IPPB account to avail Missed Call Banking by giving a missed call on 8424054994 from your registered mobile number.

02. Avail Missed Call Banking: You can avail of Missed Call Banking by giving a missed on the below numbers.

For Balance inquiry: Missed call on 8424046556
For Mini Statement: Missed call on 8424026886

04. Phone Banking

This service of the IPPB bank provides to access your account at your home. You need to call on IPPB's toll-free number 155299 to use this service. You should follow IVR instruction and also interact with the Customer agent.

Phone Banking number 155299

05. QR Card

IPPB provides a QR Card to each and every account holder at the time of the account opening. QR Card has a unique, secure, and convenient way to access the IPPB account. 

How to use QR Card of IPPB

There are three simple steps to be followed to use the QR card for any transaction.
01. Scan QR card.
02. Authenticate through OTP 
03. Completer transaction.

06. IPPB and POSB account linking

There is a limit to deposit in IPPB account up to one lakh rupees. hence if you want to deposit more than one lakh rupees into your IPPB account, Your should link your IPPB account to the POSB account.

How to link IPPB account to the POSB account 

If a customer wants to link their IPPB account to the POSB account then he should request in simple application to the IPPB branch.

Procedure to link IPPB account to the POSB account by IPPB/post office employee

  • Open Finacle and use CLDPOSB command.
  • Select the link or delink option as per requirement.
  • Enter the IPPB account number. On clicking tab details like Adhar Number, Name of the customer and mobile number will automatically come.
  • Enter the POSB account and DOP CIF ID.
  • Click on generate OTP.
  • Enter the six-digit OTP and press tab to enable validate OTP.
  • On clicking validate, message for successful linking will appear.

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