Recently, the Postal Directorate has been issued a clarification on the issuance of ATM card to joint account holders. 

These are as under: -

  • Account-holders of Joint-A Type account can not avail ATM card facility.
  • Each account holder of Joint-B Type account can avail ATM card facility.
  • The presence of all account holders is not mandatory at the time of submission of ATM card request form.
  • Only the account holder who wants to avail ATM card facility for himself/herself must be present at the time of submission of ATM card request form.
  • The account holder can not authorize any other person to received ATM card in his/her account.

DOP clarification on ATM card for joint account