Important Points on PLI Bonus and PLI Incentive Structure

➠Rate of Bonus for Whole Life Assurance (WLA)--- Rs. 76/- per 1000 of sum assured

➠Rate of Bonus for Endowment Assurance (EA)--- Rs. 52/- per 1000 of sum assured

➠Rate of Bonus for Joint Life Assurance--- Rs. 52/- per 1000 of sum assured

➠Rate of Bonus for Childern Policy--- Rs. 52/- per 1000 of sum assured

➠Rate of Bonus for Anticipated Endowment Assurance (AEA)--- Rs. 48/- per 1000 of sum assured

➠Rate of Bonus for Convertible Whole Life Policy--- Rs. 76/- per 1000 of sum assured

➠Rate of Bonus for RPLI Wholw Life Assurance (WLA)--- Rs. 60/- per 1000 of sum assured

➠Rate of Bonus for RPLI Endowment Assurance (EA)--- Rs. 48/- per 1000 of sum assured

➠Rate of Bonus for Children Policy RPLI--- Rs. 48/- per 1000 of sum assured

➠Rate of Bonus for RPLI Anticipated Endowment Assurance (AEA)--- Rs. 45/- per 1000 of sum assured

➠Rate of Bonus of RPLI 10 Year Policy--- Rs. 45/- per 1000 of sum assured

➠Whole Life Assurance is also called "Suraksha"

➠Endowment Assurance is also called "Santosh"

➠Convertible Whole Life Assurance is also called "Suvidha"

➠Anticipated Endowment Assurance is also called "Sumangal"

➠PLI Incentive for Premium paying term is up to and equal to 15 years--- 4% of 1st year premium income.

➠PLI incentive for premium paying term is more than 15 years but less than or equal to 25 years--- 10% of 1st year premium income.

➠PLI incentive for premium paying term--- 20% of 1st year premium income.

➠PLI AEA Policy incentive for premium paying term is less than or equal to 15 years--- 5% of 1st year premium income.

➠PLI AEA policy incentive for premium paying term is beyond 15 years--- 7% of 1st-year premium income.