IPPB Mobile Banking App Review 2021

IPPB Mobile Banking application is developed by the IT team of the India Post Payments Bank to simplify mobile banking for all the customers of IPPB. You can open a savings account or current account in India Post Payments Bank by visiting in any Post Office. Bring Adhar card for KYC and open Saving Bank Account in India Post Payments Bank.

To manage IPPB account an App is developed by the IPPB team called IPPB "Mobile Banking App".

Download link for IPPB Mobile Banking App

This App is available on Google Play Store. You can download it from the below link.



IPPB Mobile Banking App Review 2020

Features of the IPPB Mobile Banking App

There are many features that are provided by IPPB in a single application. The application is also user friendly so that every man can use it without any problem. Here I am sharing important features of this app for the best use of this application by you.

IPPB Mobile Banking App is used to manage the IPPB account. This app is available in 12 languages like- English, Hindi, Bengali, Marathi, Telugu, Tamil, Urdu, Gujrati, Malayalam, Kannada, Oriya, Punjabi, and Assamese.

This application has six features that are explained in simple language for your guidance.

01. View Statement:

Account Holder can view his last 10 transactions quickly after clicking on this option. To view the monthly statements, the passbook option is also available here. If your POSB account is linked to the IPPB account then you can also view the balance of the POSB account.

02. Send Money:

By using this option users can send money with six methods.

A. Fund Transfer: Users can transfer the money to any of the bank accounts across India by using this feature. There is three option to transfer money.
01. With the help of Account number + IFSC code
02. With the help of mobile number + MMID, 
03. within the IPPB bank.

Every transaction is secured with OTP authentication. Users must enter an OTP for each transaction.

B. Standing instructions

C. Manage Beneficiary: Users can add and delete the beneficiary.

D. POSB Sweep In to transfer amount from POSB account to IPPB Account.

E. POSB Sweep Out: to transfer amount from IPPB account to POSB account.

F. Pay by QR: Facility to pay by QR code.

03. Pay Bills

Users can pay all types of bills through this IPPB Mobile Banking app like electricity bill, Mobile recharge, Postpaid bill, Broadband / Landline bill, DTH recharge, Gas bill, Water bill, Prepaid recharge, Tax deposit, Loan installment deposit, Insurance premium deposit, Toll deposit, Cable TV bill, Health Insurance premium deposit.

4. Cards

Uses can check the virtual Debit Card linked to this IPPB account.

5. Services

Users can also avail of some request services through IPPB Mobile Banking App like Cheque Book issue request, MMID Mobile Money Identifier request, Update Nominee request, Update PAN request, Adhar Seeding, Update email Id, Update Statement option, Requests, and complaints.

6. DOP Services

Users can also deposit the amount of his Recurring Deposit account, Public Provident Fund account, Sukanya Samridhi Account, Loan Against Recurring Deposit.

Procedure to register in IPPB Mobile Banking App

After opening an IPPB account users have to download IPPB mobile banking applications from the Google Play Store or from the above link which is already shared.

An existing customer who has already have an IPPB saving account can register in the IPPB Mobile Banking App with the help of below steps:

Firstly, download the IPPB Mobile Banking App.

Enter the below detail in the IPPB Mobile banking app. Account number, CIF (customer Id) and DOB (date of birth) Registered mobile number. An OTP will be received on your registered mobile number.

Set MPIN for IPPB mobile banking app.

Enter OTP.

You will be registered successfully.

How to transfer money in Sukanya Samridhi Account or Public Provident Fund account through IPPB mobile banking application

IPPB customers can transfer money online into his Sukanya Samridhi account or into his PPF account through IPPB Mobile Banking App. Here I will guide you step by step to transfer money online in SSA/ PPF account through IPPB Mobile Banking App.

  • Open your IPPB Mobile Banking App in your android mobile.
  • Enter your MPIN.
  • Click on DOP services.
  • If you want to transfer money into the PPF account then you should click on Public Provident Fund. if you want to transfer money into the SSA account then you should click on Sukanaya samridhi yojana.
  • Enter your SSA or PPFaccount Number and CIF Id.
  • Enter the amount which is to be transferred.
  • Click on the Pay button.
  • An OTP will receive on registered mobile number.
  • Enter OTP and submit.

POSB Account linking Facility

If user have a POSB account, their account has to be linked to their IPPB Saving account.
IPPB Saving account has a maximum limit of 1 lakh to deposit amount. after 1 lakh, the amount is automatically transferred in the POSB linked account.


Users can also transfer the amount from his IPPB savings account into the POSB account and vice versa. This process is called POSB sweep in and POSB sweep out.


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